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When Overhead & Profit Is Considered on a Claim Overhead and profit isn’t automatic—it’s tied to whether a general contractor is reasonably likely to be hired. Adjusters look for evidence that someone is coordinating multiple trades, managing complexity, and acting in a true GC role. When that’s proven with a clear estimate, documentation, and often a signed contract, overhead and profit becomes much easier to justify. As with most parts of the claim process, clarity and proof upfront make all t
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